Institution Credentials: Bank of Scotland

Developer Portal: https://developer.lloydsbanking.com/

Bank of Scotland is a subsidiary of Lloyds Banking Group.

Scopes: 🔒Account Information, Payment Initiation; 🌐Open Data

Live Environment

Precondition: To connect to live Open Banking entities, whether you are accessing account information or initiating payments, your business must have the right regulatory permissions as per the Open Banking Guide.

1. Upload your transport and signing certificates (PEMs) created in the Open Banking directory, along with the keys into Yapily's certificate vault.

2. Add Bank of Scotland from the Live tab to your Dashboard application and add your Signing key Id, which can be obtained from the Open Banking Directory.

3. Select your Open Banking transport and signing certificates from the relevant drop-downs lists then click Next.

4. Click the 'download the SSA' button to download your Software Statement Assertion from the Open Banking Directory. This is the token that the Open Banking UK institutions will use during registration to verify your enrolment and possibly create your application.

5. Log in to the developer portal: https://developer.lloydsbanking.com

6. Create an app using the SSA to get Client ID and Client secret

7. Copy the credentials for this app from the Bank of Scotland (Lloyd's) developer portal into the credentials view for Bank of Scotland in the Yapily dashboard. Add the obtained Client ID as Key and the Client secret as Secret. Click 'Next' to save.

If you require technical support with certificate management, feel free to contact us at developers@yapily.com

Sandbox Environment

To connect to the Bank of Scotland Sandbox, select Bank of Scotland Sandbox from the pre-configured institutions.

Or if you like to register with your own credentials, please follow the steps below:

Precondition: To connect to live Open Banking entities, whether you are accessing account information or initiating payments, your business must have the right regulatory permissions as per the Open Banking Guide.

1. Upload your transport and signing certificates (PEMs) created in the Open Banking directory, along with the keys into Yapily's certificate vault.

2. Add Bank of Scotland Sandbox from the Sandbox tab to your Dashboard application and add your Signing key Id, which can be obtained from the Open Banking Directory.

3. Select your Open Banking transport and signing certificates from the relevant drop-downs lists then click Next.

4. Click the 'download the SSA' button to download your Software Statement Assertion from the Open Banking Directory. This is the token that the Open Banking UK institutions will use during registration to verify your enrolment and possibly create your application.

5. Log in to the developer portal: (https://register.sandbox.lloydsbanking.com) following the instructions found on this Guide

6. Create an app using the SSA you downloaded in the previous step to get Client ID and Client secret

7. Copy the credentials for this app from the Lloyds developer portal into the credentials view for Lloyds in the Yapily dashboard. Add the obtained Client ID as Key and the Client secret as Secret. Click 'Next' to save.

TEST USER ACCOUNTS:

User	Usage	Password
mbr001	Retail	Password123

NOTES: MBNA Sandbox, Lloyds Bank Sandbox, Halifax Sandbox and Bank of Scotland are using the same Lloyds Banking Group API. If you have already register with one of the above institutions just copy the credentials (key and secret) to this one and you are ready to go.

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